Archive for the ‘insurance’ Tag

05-24-2016 Journal–More Pain & Novocain!   2 comments

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I’ve been writing so much lately about gardening and gardens, today it’s all about something else entirely. There aren’t many things in life that I truly detest but dentistry and visits to the dentist lead the list.

Since the age of 13 I’ve spent a large portion of my life in dentists offices thanks to my late, great BFF who knocked most of my front teeth out during a sandlot football game. That was back in the day when no one had mouthpieces and if you took a shot to the chops there were serious consequences. Ever since then it’s been one thing after another with my teeth. For more than 50 years I’ve had a series of plastic and metal bridges of one sort or another thanks to an one carelessly thrown elbow.

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Just recently my dentist of 14 years decided to divorce his wife, leave town, get remarried, and retire. He was courteous enough to send out forms to all of his patients which released our records to the new dentist we’d be using. Being a good little boy that I am I filled out all the release forms as directed and sent them back, waiting patiently for them to arrive at the new dentist’s office. They never arrived. I attempted to make telephone contact but his former telephone number was no longer working, the office was no longer open, and that SOB had moved away and left no forwarding address. Thanks a lot doc.

So today I’m making my second visit to my new dentist and I have to start all over again because my records are no longer available. Lucky me. A week or so ago I went in for my initial consultation with my new dentist and had to fill out more paperwork than I care to tell you about along with some teeth cleaning, teeth scanning, and x-raying. A second visit was scheduled where I would get up close and personnel with the new dentist where he could explain to me all of my future options to regain my pearly smile. That visit is today.

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I’m really not looking forward to being filled with Novocain and to have three teeth rebuilt and then to pay my portion of the reconstruction of $250 out-of-pocket. Then I’ll have to sit through a 45 minute consultation where my new dentist will explain to me just how screwed up my mouth and teeth are and how much it’s going to cost for new bridgework and additional repairs.  I can already feel his hand reaching into my back pocket in an attempt to remove all the money from my wallet.

So I’m just walking out the door now to begin my day of fun. If I had all of the money I’ve spent on dentistry over my lifetime I could probably buy the state of Maine and put a fence around it. I’m stopping for now but I’ll return in a few hours to complete this post.

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Time passes . . . . .

It’s now three hours later and I’ve returned home.  The left side of my face remain somewhat numb while allows to to droll at any given moment.  I’ve been drilled and poked and then drilled some more. As I was escorted to the door I was permitted to pay a couple of hundred dollars out-of-pocket and then given more options for my next visit. Option #1 will cost over-and-above the insurance coverage . . $600.00.  Option #2 cha-chings up to $1500.00.

I JUST CAN’T WAIT !!!

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04-28-2016 Journal–Do You Exist? Where’s the Paperwork!   Leave a comment

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It’s April 28th and two days ago we had two inches of snow here in Maine. The temperatures remain in the twenties at night and I’m sick and tired of sleeping with an electric blanket.  I actually think that April has been colder than March which is bizarre and sucky at the same time.  Also that sunburn I had from a week on the deck in March has slowly faded away. I’m back to being my old self . . . pasty white . . . and that’s just sad. Enough of my weather rant, I’m boring myself.

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Now for my rant of the day.

I haven’t been looking forward to today because I’m getting dragged back into civilization kicking and screaming all the way. I’m required to run errands for some dentist I’ve never visited, for an effing insurance company that I don’t like.  For five years I’ve had this dental insurance but all of a sudden they’re requiring me to prove I’m in a relationship with a women that I’ve been living with for seven years. All of a sudden the "politically correct" police have found me and are making demands on me once again.

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I’ve been forced recently into opening a joint savings account at my bank with my better-half, then transferring money into that account, just to prove to any concerned insurance idiots that I’m still eligible for their dental insurance. This is the same damn insurance carrier I’ve been with for five years. Nothing has changed but they still have that urge to cause me to jump through a few hoops. I’m not a happy camper right now and there isn’t a damn thing I can do about it.  It just goes to show that getting off the grid in any fashion whatsoever is a gigantic effing NO-NO!  If they can’t control you in some fashion they think they’re not doing their job.

So I’m off to my appointment with a bank finance officer who can finally convince these morons that I actually exist.  Once that paperwork is forwarded to the insurance carrier and they are happy . . . TA DA . . . I’ll return to the bank immediately and close the damn account, thumb my nose to all of them, and go about what’s left of my life or until someone else gets in line to screw with me.

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Just so you know, this crap will never end until you’re dead and buried. But God forbid you don’t die properly or THEY may require your family to dig you up to prove your still in the casket.  Make sure your family knows to fill out the required exhumation forms in triplicate or THEY might raise their insurance rates or cancel them altogether.

LAND OF THE FREE, HOME OF THE (Politically Correct) SLAVES.