Archive for the ‘damage’ Tag

11/09/2021 Needed, Insurance Claim Translators   Leave a comment

Once upon a time in a galaxy far far away I was required to work eight hours a day, 40 hours a week, with insurance companies. Truthfully it wasn’t much fun and after talking to literally hundreds of insurance company employees, they agreed. I was forced to read hundreds of accident reports and then pass them on to the insurance carriers. Some information contained in those reports was incredible to say the least. The following list of quotations is taken from actual submitted insurance claims concerning automobile accidents. You can read them, take your time, and try to figure out exactly what they mean. Here we go . . .

  • “I told the police that I was not injured, but on removing my hat I found that I had a fractured skull.”
  • “Coming home I drove into the wrong house and collided with a tree I don’t have. The other car collided with mine without giving me warning of its intention.”
  • “I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.”
  • “I thought my window was down, but I found it was up when I put my head through it.”
  • “The guy was all over the road. I had to swerve several times before I hit him.”
  • “I collided with a stationary truck coming the other way.”
  • “In an attempt to kill a fly, I drove into a telephone pole.”
  • “As I approached the intersection a sign appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident.”
  • “The pedestrian had no idea which direction to run. So I ran over him.”
  • “I saw a slow moving, sad faced old gentleman as he bounced off the roof of my car.”
  • “The telephone pole was approaching. I was attempting to swerve out of the way when I struck the front end.”
  • “I was thrown from my car as it left the road. I was later found in a ditch by some stray cows.”
  • “An invisible car came out of nowhere, struck my car, and vanished.”
  • “The accident was caused by me waving to the man I hit last week.”
  • “I had been shopping for a plant all day and was on my way home. As I reached an intersection a hedge sprang up, obscuring my vision, and I did not see the other car.”

I give thanks everyday that I know longer have to deal with this nonsense. The only thing worse than dealing with insurance companies is dealing with their customers.

BEWARE! THEIR EVERYWHERE

09-14-2016 Journal – Mother Nature & Dentistry!   Leave a comment

Since our return from our vacation things have quickly returned to the normal everyday insanity. Over the years I’ve discovered that Mother Nature is a fickle friend at best and she got me again this week. We were still enjoying the post vacation afterglow as we visited a nearby Walmart. It was sunny and bright with a chance of thunderstorms. As we exited the store it was pouring rain with wind gusts of 30-40 mph.  We didn’t give it much thought until we heard on the radio about the severe wind advisory throughout the area.

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We arrived home to find the huge 60 foot maple tree in our backyard down for the count. It had missed hitting the house by only a few feet. It was a double trunked tree with one trunk now on the ground and the other still standing but leaning dangerously close to the house.  It was badly damaged as well and looked as if it might fall at any moment.

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The trunk that was down was partially blocking a nearby road used by our neighbors to reach their homes.  One of those neighbors arrived within minutes with a chain saw and agreed to take the wood in payment for cleaning up the mess. Hooray . . Right?  Not hardly. After doing an inspection of the standing trunk it was obvious that it too had to be immediately removed before it fell and caused serious damage to the house.

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The better-half found a guy through someone at work who is a tree removal expert.  Having no real choice in the matter he arrived to inspect the tree and I agreed to his price (OMFG) and told him to proceed.  So yesterday I got to spend my entire day removing limbs and leaves and watching the tree get dismantled.

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It’s now the day after and the tree is gone, I’m sore all over, and the house was saved from serious damage.  Nothing can save the damage the entire experience did to my wallet.  Thanks a lot Mother Nature . . . you nasty old hag.

After the last of the limbs and leaves were picked up and removed I took a shower and arrived for my dentist appointment right on time. The day just kept getting better and better as two of my teeth were extracted.  I was packed with gauze, patted on the head, and sent on my way.

THREE DAYS I REALLY WANT TO FORGET

03-9-2016 Journal – Return to the Garden!   Leave a comment

It’s 4am and my insomnia has me sitting in a comfortable chair, drinking a hot coffee, and reading one of my favorite authors, John Sanford, and enjoying his finest character, Lucas Davenport. The Prey series is 25 novels that are as well written as any I’ve ever read. If you like murder mysteries you should pick up some of these and just sit back and enjoy.

For the first time I finally have the complete series on my Kindle and I’m reading them in the order they were written. It’s now 730am and I just finished "Certain Prey", book number 10 in the series. I’m still not sleepy but I think it might be the four cups of coffee I’ve already had today. I’ll read one chapter of the next book “Easy Prey” and then I’ll get my day started.

The weather forecast is for warmer than usual temps with some sunshine thrown in for good measure. I’ll be outside in the garden shortly to begin the winter cleanup of my garden. I need to repair some minor damage to the fence which I caused last Fall and then a remodel of the frames surrounding the rhubarb patch.

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‘Remove the old frame.’

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‘Discard the old wood.’

I made my first Lowe’s trip for 2016 yesterday to pickup some pressure treated lumber. This was the first of many more trips I’m anticipating.  I ‘ll take a few photos today just to begin the documentation of  the garden for this year. I keep good records of all of my mistakes and failures so I never repeat them again accidently.

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‘Replace with the new lumber.’

It’s now 900am and my main chore has been completed. I tore out the old nasty lumber, expanded the rhubarb area , and rebuilt it with new PT lumber.  The job was much easier than expected because I happily discovered that the ground had thawed during the last few weeks of warmer weather. Hooray for me.

I know I’m jumping the gun a little with this garden work but it just feels so good to breath some fresh air and to get my hands a little dirty.

01-15-2014 Journal Entry–The January Thaw   2 comments

It’s time for a little update.  My life will seem utterly boring to some of you but I don”t really mind.  It’s actually boring to me at times as well.  Since the holidays have passed things have fallen back into what we consider normal.

The weather has turned warmer and that 38 inches of snow is mostly gone since we’ve had three or four days of steady rain.  It’s the normal January thaw and we actually look forward to it each year.  Yesterday I was quietly sitting in my favorite reading chair when I heard a loud crash that shook the entire house.  I first thought it was another small earthquake but decided to check outside the house for any other possible problems.  Silly me, another on of our January gifts had arrived.

Having three or four feet of snow buildup eventually places a serious load onto the structure of the house.  Once the weather warms up a little all of that ice and snow that’s been compacting on the roof for two months begins sliding off.  I know it doesn’t sound like a big deal but we have a large house with an equally large roof.  The roof accumulated approximately 8 inches of ice and another 8 inches of partially melted snow.  When it let go  it shook the house and spilled off the rear of the building into the yard.  There is no doubt if that amount of ice and snow were to hit a person they would be dead almost immediately.

I walked out back and discovered that my spring chores would now include replacement of the handrails on the back stairs.  The ice and snow landed with a crunch and smashed the handrails into small splinters.  It sounds bad but almost every year the icefall crushes those rails or anything else in it’s path.  Thank God it’s down and no longer a danger to us or our visitors. It just another wonderful little gift from Mother Nature.

My broken leg situation has greatly improved.  I climbed back on the treadmill wearing both an ankle and knee brace three weeks ago and got back to work.  It took almost three weeks of daily workouts to get my injured leg back to normal size.  I needed to build quite a bit of muscle very quickly.  The knee is improving as well and it appears there was no permanent damage.  I’m almost back to the level on the treadmill that I had reached before the injury.

The weight loss program is back as well and I’ve reach a total loss of thirty pounds.  The leg injury really screwed up things for a while but I’m back on track finally.  Ten more pounds to go and then I can ease up a little.  I’m now wearing clothes I purchased many years ago that I never was able to wear at the time.  Life is good, so far . . . .

07-28-2013   4 comments

I’m sticking with another journal entry today due in part to an incident that occurred yesterday.  After having visitors for two days and really enjoying ourselves with them this incident gave us both a reality check we really didn’t need.

My better-half left for work at 6:30 am leaving me lounging half asleep in bed.  I was just dozing off again when my cell phone started singing to me.  Since she has a strange habit of forgetting things I immediately thought I’d be forced to get dressed and deliver her glasses or work keys to her like usual. I couldn’t have been more wrong. She was on the line and sobbing and told me she had been in an accident, her car was smashed, and could I get there right away.

I dressed quickly, grabbed my car keys and was out the door in five minutes.  Fortunately the location of the accident was only a mile from the house.  I arrived even before the police got there.  She was still sitting in the car and thank God she had no apparent serious injuries.  She was badly shaken and the car was demolished.  She was unable to stand due to the surge of adrenaline that occurred and was a little disoriented by being thrown around by the impact. The person who hit her broadside was there as well and was just as shaken.  The other driver had been driving a huge SUV that suffered almost no damage except for a few large scratches on the front bumper.

It was a four way intersection with a flashing red light.  As my better-half came to a stop, she allowed the car on the road to her right to cross first. As that car crossed the intersection she slowly started through herself.  She was almost through the intersection when the SUV traveling the same direction as the first car sped through and stuck her on the passenger side spinning her vehicle completely around.

I spent an hour calling AAA, the cops, and the insurance companies.  As the car was being towed away she had tears in her eyes.  I brought her home and made an unsuccessful attempt to calm her down.  We spent the day together but she remained totally distracted by what had occurred. It wasn’t until late last night that she started returning to normal but still adamantly refused to drive my car to work for her next shift.  I knew it was important that she get back into any car to drive again as soon as possible but she fought me all the way.

I’m standing her now in the window watching her drive away in my car and I’ll probably hold my breath for the next ten minutes until she arrives at work. I really didn’t let her see just how upset I was because it would have freaked her out.  All I can think about is that she could just as easily have been badly injured or killed.  She was so very lucky.  Now I can relax a little and try to put the whole damn thing out of my mind as best I can.  I don’t know what I’d do if something happened to her.

Love is like that.

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